The right answer

Things are looking up. The car will eventually be fixed, the insurance will cover it. Our premiums will go up, but such is life. In the meantime, we have a courtesy car from the body shop, so I'm not stranded in the middle of nowhere!
There are a few things you should not say to a woman who just went off-roading unintentionally. "I have to say, you are always driving too fast", "You'd better call your husband and find out what to do", and "From now on, don't forget to pray before leaving the house with the children" are my top 3. Fortunately, I have people in my life who know the right things to say.
When I called my friend Wendy, asking if I could drop off two toddlers in, oh, 3 minutes, she proved to be a priceless friend. If you don't have a Wendy, I suggest you find one! She didn't even hesitate. She fed my kids lunch (and I know it was healthy!) she entertained them, and she treated them so well Boy Terror didn't notice I was gone, and Girl Terror forgot all about missing school. She hugged me, gave me concrete ideas on what to do, and never once suggested I was an idiot to be on the roads in such weather.
There were many things Hubby could have said to me when I told him about the accident. To be truthful, there are many things I would have said, in a not-so-nice tone, if the roles were reversed. But he is one in a million, my man. He hugged me. He said not to worry. He made sure I was feeling okay, and he never once suggested ripping my driver's license into tiny pieces. Yesterday, when he had to take the day off work and carefully coax the car into town, he did it cheerfully. He tolerated my nervous, panicky behaviour. He didn't sigh (too much) when I gripped the dashboard like a life raft every time we went around a corner. In fact, he smiled and said it was great to have a whole day together with no kids, just us and no responsibilities. We went out for lunch, puttered around, and I finally unclenched my muscles and relaxed enough to enjoy this unexpected holiday. He's the best, my husband. He might drive me crazy with his odd hobbies, obsessive love of history, and his total inability to see dirty dishes, but he knows exactly what to say when I need it most.